Hi bdove23,
First, welcome to the forum!
I liked everything you've said except for two things.
You mention you can't make money quickly, but you can without a lot of hard work. But you do have to know how to do it. I was very lucky to stumble onto someone that guided me early on. As such I started making money the first week I was online. All it cost me was writing about 4 articles, and setting up a simple site and a subscription form. To me, it didn't seem like a lot of hard work. Now granted, not everyone can or does make money this early on, but it is quite possible.
The other thing is about doing surveys. Lol I tried that for about a year, and I made a total of $12! The rest of my payment went into drawings, and I never heard a thing after that. Now that was hard work filling out all those forms for what little I got. I'd say that I did a ton of work for no pay.
To be honest about it, surveys to me are like those insentive marketing sites where people get prizes for free, but only they aren't free at all. You have to complete the offers to get the gift at the end of the rainbow, and many times, it costs just as much to complete the offers as it would to by the prize flat out, and the prizes aren't what they are cracked up to be. I know because I got a junk laptop from one of these types of sites, and it was so outdated, I couldn't even get online with the thing because the modem was hot. I had a tandy that responded better than that thing did, and I got rid of it 20 yrs ago or better.
To me, these are scams, and many people fall for that crap, and get taken in the end.
Yes, there are some get rich quick schemes out there that are scams. But I also know that many people confuse get rich quick schemes with, "you can't make money online quickly" too.
It's like anything else. You'll find scams in the most legit types of businesses if you look hard enough.
Good post though!